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Be wary of purchasing from someone who is not "confirmed" when paying through Paypal. Although there are numerous "personal members" who prefer not to go through this process for privacy reasons, you have no recourse through Paypal if the seller is not confirmed and the deal goes sour. Don't be afraid to ask if they have anything else they wish to sell. Perhaps you can get extra things and not have to pay too much more in postage. Over the phone, through email or on the site, your bank will never ask you for your PIN code. If you're being asked to reveal your PIN, the individual you're interacting with might not be an agent of your bank: DO N'T provide it to them. Purchasing presents for friends and family at one time can be intimidating. The holiday can slip up on you prior to you recognize exactly what time it is. Not just does it produce a busy few weeks, however it can seem like a huge monetary blow at one time. So how can you prevent this vacation sucker punch to the wallet? Attempt beginning your vacation shopping in August or September. Instead of putting everything off up until the eleventh hour, area the purchases out over several salary so it does not appear frustrating. If you see terrific online handle September, get a couple of presents and keep them up until the vacations roll around.


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